Who Is a HECM Loan and How to Choose?
Explore HECM loan options and find the right choice for your financial situation.
Getting Started
Learn what a reverse mortgage is, how it works, and whether it might be right for you.
The Costs Associated With a Reverse Mortgage
Get a breakdown of all costs and fees associated with reverse mortgages.
What Is a Reverse Mortgage and How Does It Work?
Learn the basics of reverse mortgages and how they differ from traditional home loans.
Understanding Eligibility
Decide whether now is the right time and learn how to move forward with clarity and confidence.
Who Can Qualify for a Reverse Mortgage?
Understand the eligibility requirements for qualifying for a reverse mortgage loan.
Age and Income Requirements for Reverse Mortgages
Learn about age and income requirements for reverse mortgage qualification.
How I Get a Reverse Mortgage? 5 Critical Steps
Follow these 5 critical steps to successfully obtain a reverse mortgage.
Exploring Costs
Explore the costs, fees, and tax considerations involved so you can make smart financial decisions.
Origination Fees and How Much You’ll Pay
Learn how origination fees are calculated and what to expect for your home value.
Understanding Mortgage Insurance Premiums
Understand mortgage insurance premiums and how they protect you in a reverse mortgage.
Closing Costs and What to Expect
Get details on closing costs and what to expect when closing your reverse mortgage.
Comparing Your Choices
Compare reverse mortgage products side by side so you can choose the option that fits your goals.
HECM vs. Proprietary Reverse Mortgages
Compare federally-insured HECM loans with proprietary reverse mortgage options.
HECM vs. Home Equity Lines of Credit (HELOC)
Learn the key differences between reverse mortgages and home equity lines of credit.
Reverse Mortgage vs. Downsizing: Which Is Better?
Compare reverse mortgages with downsizing to determine the best option for you.
Managing Your Future
Learn how to manage your reverse mortgage loan and make the most of it over the long term.
How to Manage Your Reverse Mortgage Long-Term
Learn how to effectively manage your reverse mortgage and funds throughout the years.
What Happens to Your Reverse Mortgage When You Move or Pass Away?
Understand what happens to your reverse mortgage obligations when you move or pass away.
Protecting Your Reverse Mortgage and Planning Ahead
Learn strategies to protect your reverse mortgage and plan for your financial future.
Beginning the Process
Know what to expect once you decide to move forward, from counseling through your application.
What Happens During HUD Counseling?
Understand what to expect during your mandatory HUD counseling session.
How to Prepare Your Home Appraisal
Learn how to prepare your home for the appraisal process to maximize your valuation.
Completing Your Application Step by Step
Follow the complete application process step-by-step to get approved for your reverse mortgage.
No articles match your search. Try a different term.
Not sure where to start? Our licensed advisors are happy to help.
Speak With an AdvisorGet reverse mortgage insights delivered to your inbox
Sign up for our newsletter and receive new guides, articles, and tools as soon as they're published — along with tips to help you make the most of your retirement.
No spam. Unsubscribe at any time.
Done researching? See what you could qualify for.
Get a free estimate in under 60 seconds — no pressure, no obligation.